General

Offers/Coupons cannot be used in conjunction with each other unless otherwise stated. Sale prices are only valid during the advertised promotion period. Prices are subject to change without notice.

Digital Download Products

For Members Area Course Access:

You will receive access to our training platform immediately after purchase. If you have any problems accessing the digital content you have purchased please contact our Customer Support Department immediately using support@philip-johansen.com . Advisors are available 7 days a week. Purchase of any of our training programs does not grant rights to the buyer to share, reproduce or resell the product in any way.

All digital and downloadable product sales are final. We do not offer digital product refunds, once a download/digital access has been granted to you there is nothing we can retrieve back.

Please be advised that any and all agreements for downloadable/digital products are NOT subject to cancelation, refund or a “cooling off period”. We do not accept any verbal modifications of these Agreements and the “no refund and no cancelation” policy stated in the Agreements is strictly adhered to. Any cancelations submitted prior to the full payment being completed will only cancel members services and your monthly invoices will still be due and owing until the full value of the agreement has been paid in full.

Canceling or removing the credit card on file does not cancel your subscription and violates the terms of the agreement. If at anytime you have delinquent invoices past 30 days, or the account is paid delinquently for three consecutive payments, your account and services will be suspended, and you will still be liable for the full contract value through the term of the agreement.

Payment Plans

If a product or service is purchased utilizing a monthly payment plan the customer is responsible for 100% of agreed-upon payments equaling the original purchase price of the product. If any payments are not received, the entire purchase is void and the payments made up to that point are forfeited to and will not be refunded. Access to any digital product or platform will be removed.

Account Status

In the event your account falls into arrears or is not in satisfactory standing for any reason, certain upgrade incentives such as percentage boosts and one-on-one calls will be rendered inaccessible. Furthermore, we reserve the right to withdraw your access to members-only areas and Facebook groups under such circumstances. Please note that in the case of a chargeback, all services will be immediately suspended and a lifetime ban will be enforced.

By purchasing any program from this website, you acknowledge and agree to be bound by the terms and conditions set forth in this Policy as well as the Terms of Use and Privacy Policy If you do not agree to these Policies, please do not purchase anything, or enter into any transaction with us.

Be sure to return to this Policy periodically to review the most current version of the Policy. We reserve the right at any time, at our sole discretion, to change or otherwise modify this Policy without prior notice; however, the date of any effective changes shall be reflected at the bottom of this page and upon request we will provide you with information regarding any changes made.

*To qualify for a full refund, the following conditions must be met:

The 72-hour period (business hours*) officially starts when you've successfully completed the application to have the business built for you within the members' area, ensuring all necessary details and requirements are accurate. If the form is incorrectly completed or contains missing/inaccurate information, and the team must contact you to obtain the correct details, the 72-hour period restarts once you've submitted the form accurately.

If the offer is not listed in one of our catalogs or available on a marketplace, this guarantee does not apply.

In rare cases involving special promotions and a significant influx of customers, it may take up to 7 days to build your business.

Business hours: Monday, Tuesday, Wednesday, Thursday, Friday. (Public holidays are excluded.)

If these conditions are met and we fail to deliver, you'll be eligible for a full refund.

This policy was last updated on May 12, 2024.